I'm always the only one naked around people and feel like I need to cover up.

My dreams haven't particularly been recurrent, but a common theme recently is that I'm naked. Usually when I'm alone in my room or sleeping, I sleep without a shirt (I am a woman). But whenever I'm dreaming, whatever it is, I'm naked and trying to cover up and avoid people because I know that "oh, this is probably indecent, I need to cover up." But I don't think I've ever found clothes in my dreams: either my own clothes, or whatever I find doesn't fit so I don't try them on. Half the time in these dreams, people stare from afar... but after a minute or two, they try to look away and do what they were doing before. Also, whoever I'm interacting with in my dream (sister, friends, etc.), they don't really say much about me being naked, or they try to hide their confusion about it. (I can't tell if they're uncomfortable, or if they just don't know why I'm not wearing clothes). But if I'm not fully naked in my dreams, then I have underwear on and a towel around my neck like I've just finished drying my hair or something. But either way, I'm always naked and I don't know why. Anyone have any ideas?